Get up to $50,000 fast
At Craig Financial Services, we offer personal service and an easy, efficient way to meet some of life’s expenses, whether unexpected or planned.
What is a personal loan?
A personal loan is money borrowed over 1 to 3 years, and can be repaid in small instalments. A personal loan can be used to buy a car, travel overseas, or consolidate debt. Craig Financial Services offer personal loans up to $50,000.
Are You Eligible for a Personal Loan?
In order to apply for a personal loan, you must fulfil the following eligibility criteria.
Be at least 18 years or older.
Be an Australian citizen or permanent resident.
Have no defaults (paid or unpaid) or active payday loans.
Be employed (not on probation): full time, part-time, self-employed (for more than 24 months) or casual (for more than six months).
Not be a current or prior bankrupt or be party to a court judgement.
Centrelink can be used as a secondary income together with regular income.
Have acceptable identification, either:
– Australian Passport (current or expired within the last 24 months) OR
– Australian Drivers Licence (current) and Medicare Card (current)
To ensure a smooth and speedy process we'll need to have access to the following information:
A copy of the front and back of your ID that you're using for your application.
Proof of your employment and income. These could be payslips or a letter from your employer.
Bank Statements.
Proof of address. This can be a letter from a utility provider or your bank.
Proof of rent and/or mortgage payments.
Details of any amounts owing, including other loans, credit/store cards, and overdrafts.
Depending on you circumstances, your personal loan advisor might ask you for additional documentation.
Ready to start?
Submit your details and we'll be in touch to discuss your personal loan options.